Financial Analysis for Microfinance Practitioners
Salt Lake City, Utah, USA, 18 - 22 July 2016

MFI Resources announces the first United States offering of Financial Analysis for Microfinance Practitioners,  18 – 22 July 2016 in Salt Lake City, Utah.   Participants will emerge from the training with enhanced analysis skills and practical tools to effectively gauge the financial performance of MFIs.

The training agenda examines the components of financial and operational reporting statements:  the balance sheet, the income statement, the operations statement, and the fundamentals of ratio analysis.  Understanding trend analysis and microfinance specific adjustments to the financial statements enables additional insight into the true performance of an MFI.

The training’s core involves calculation and analysis of 30 microfinance industry specific ratios using a case study approach.  Participants actively provide comparisons and contrasts among the ratios.  Ratios are grouped into six categories: Profitability, Capital Adequacy and Solvency, Liquidity, Asset Quality, Efficiency and Productivity and Other.  The detailed calculation and significance of each will be discussed.  Ultimately participants will identify the most meaningful ratios for them to track based on the nature of their work.

As we explore the various ratio calculations the differences between cash and accrual accounting will be explained, as well as the impact of averaging over a shorter or longer period of time with more denominator data points.  Practical application of how ratio analysis dramatically increases efficiency and revenue will be discussed in detail.  Participants will be encouraged to perform similar analysis in their organization after the training.

Presenting ratios effectively facilitates efficient decisions.   Sometimes it’s just the presentation that makes all the difference.  For example, The Balanced Score Card helps managers spot trends early and readjust priorities before financial performance deteriorates.  An actual application of The Balanced Scorecard will be presented.

As interest and time permits, discussion of other analysis tools including Activity Based Costing, Asset and Liability Management (which includes liquidity management, interest rate sensitivity, and foreign exchange risk), financial statement projections and an update on Microfin development, evaluating the benefits and risks of various capital structures, will lead us to an overall discussion on risk management.  Risk Management includes a discussion of internal audit and internal controls and microfinance fraud, which can be detected and perhaps prevented through strong financial statement analysis.


Participants will need to secure their own lodging and transportation (and visa if coming from outside of the United States of America).  The location of the training is the Key Bank Tower, 36 South State Street, which is at the east end of City Creek Plaza, a significant retail area in downtown Salt Lake City.  Several hotels in a variety of price ranges are available and recommendations will be provided upon request.  Public “light rail” transportation is good and, with planning, can be used for airport transportation to downtown, and to City Creek Center if you chose to stay in an outlying area.  In addition, “Uber” and “Lyft” ride sharing services provide a viable option for transportation to downtown. 

The cost of the training is $1,500 and includes morning and afternoon coffee breaks as well as lunch.  Partial scholarships and group discounts are also available on a first come, first served basis. 

Click Here to download the registration and scholarship application form.

For any questions, including pricing, registration, and scholarship availability, please e-mail This email address is being protected from spambots. You need JavaScript enabled to view it.